Since 2001, Performance Card Service has been a pioneer in establishing profitable, long-term relationships between high-risk merchants and payment processing companies around the globe.
No matter where they operate, our high-risk merchant account providers supply:
- Cutting-edge fraud prevention
- Aggressive risk management
- Precise underwriting criteria
At the same time, they also maintain some of the highest approval rates in the industry.
Simply put, Performance Card Service is the premier source for high-risk payment processing solutions that address merchants' specific needs.
The Benefits of High-Risk Payment Processing
U.S.-based payment processors are often reluctant to work with high-risk merchants. As a result, these businesses are forced to seek slower or less convenient payment methods such as eChecks, ACH processing or wire transfers.
If the success of your business rests on credit card acceptance, you may be tempted to move your payment processing overseas. However, this can be a time-consuming transition that introduces new challenges.
Fortunately, there’s a better option — one that allows you to continue generating card-based sales while still keeping your payment processing stateside.
At Performance Card Service, we work with a network of reputable payment processing companies that specialize in domestic high-risk merchant accounts. In addition to credit card processing, these payment providers offer eCheck and ACH solutions.
Is High-Risk Credit Card Processing Right for You?
Every business is unique, and yours might already qualify for traditional credit card processing. Though if your company falls into any of the categories below, you may be a prime candidate for our high-risk payment gateway solutions.
1. Your company has questionable credit history.
Just like consumers, businesses need to build good credit. If your company has no credit or poor credit, it may struggle to find the right payment processor.
2. Your business operates in an industry with elevated risk.
Although most business owners understand when they're entering industries with higher risk, some are surprised to discover that their companies fall under this umbrella. Businesses that often get flagged as “high-risk” include those working in the adult content, e-cigarette or nutraceutical industries.
3. Your business's method of sales carries more risk.
Companies that rely on mail, website and telephone orders are typically at higher risk for fraud since the credit cards being used are not physically present at the time of sale. Payments made through recurring billing also face a higher risk of abuse.
4. Your business has a history of bad financial transactions.
If your company has experienced a large number of chargebacks, fraud, canceled transactions or refunds, you may struggle to find or keep a credit card processor.
For a complete list of high-risk merchant types and industries we serve, click here.
Choosing the Right High-Risk Merchant Account Provider
At Performance Card Service, we’ll work closely with you to custom-design a payment processing solution that addresses the unique challenges you face as a high-risk merchant.
To learn more about our premium high-risk merchant services, schedule a free consultation with us today.