Bank Merchant Services

Complete Merchant Services for All Financial Sub-verticals

Performance Card Service (PCS) has been supporting various financial service businesses since 2001. We offer multiple check processing options as well as traditional bank merchant accounts. “Financial services” is a very broad term that encompasses many verticals such as banking, forex, debt consolidation, credit repair, lower interest campaigns, business opportunity, loans and even incorporation services. We run an in-depth analysis of your specific product or service and match you with the best processor for your needs.

A Host of Bank Payment Processing Options

Since PCS works with payment processors all over the world, we can often make several offers for bank merchant services. We utilize trusted Automated Clearing House (ACH), eCheck, eWallet, crypto and credit card processors in dozens of countries. We also accommodate different currencies and various methods of processing such as virtual terminal, email invoicing, payment buttons and traditional Application Programming Interface (API) website integration. Since many of our providers offer simple plugins for websites, integrating the payment system can be a breeze.

Due to the economies of scale that we have built over the years, we can often offer the lowest possible rate and fees in the industry. Our longtime partner processors give us priority boarding and the best support available for a bank high risk merchant account. Once we complete our analysis and discuss options with you, our underwriting team will place merchants with the best acquiring banking solutions worldwide. Once your business is approved by the bank or processor, Performance Card Service outlines all rate, fees, terms, funding cycles, reserves and the full process flow of the solution for you.

Due to the elevated risk profile of many financial services such as debt consolidation, installment loans and credit repair, we often need to collect an extensive number of supporting documents. However, don’t let this scare you. One of our sales managers will be with you every step of the way to guide you through the process. Most of these types of businesses require recent processing history to be approved for traditional bank credit card processing. If your business doesn’t qualify or is a startup, we can often still offer an alternative payment form such as ACH or eCheck.

The bullets below list the documents typically required for a financial service merchant account:

  • Signed Application and Agreement
  • Incorporation Documents
  • Identification and Utility Bill of Signer
  • Recent Bank Statements or Voided Check
  • Recent Processing History (if applicable)
  • Fulfillment Agreement (if applicable)
  • Business/Operating License (if applicable)

Contact Us Today!

No matter what type of business you are conducting, reach out to an expert at PCS today to discuss your banking payment solutions. We are confident you will love our no-pressure and transparent approach to conducting business. If we are unable to secure a processing account that satisfies your business’s needs, you are under no obligation to move forward. Since we do not charge our clients for our services, we offer an additional level of credibility and accountability.

Our motto is, “If you don’t get paid, we don’t get paid,” and we stand by this every time.

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