High Risk Credit Card Processing

Performance Card Service (PCS) is a high risk credit card processor with more than two decades of experience. The strong relationships we have built with merchant account providers and our deep understanding of high risk business issues enable us to help companies like yours not only stay in business but also experience dynamic growth. Our credit card processing solutions are secure, robust and affordable.

In addition to our high risk expertise, we maintain strong customer relationships because we take the time to understand all the details of your unique processing challenges and conduct business with full transparency — no hidden fees, no fine print. Our goal is to help you find the right high risk merchant account, set it up efficiently and make sure it’s meeting all your requirements once it is in place.

Financial institutions categorize businesses as high risk for a variety of reasons. If any of these situations apply to your company, you may find establishing a merchant account very difficult.

• Industry-related risk. Some industries are automatically classified as high risk because they are by their nature more susceptible to fraud and/or chargebacks. We provide high risk credit card processing services in just about every vertical where this is the case.
• Company-related risk. Whether or not you are in a high risk industry, your company is likely to be deemed high risk if you have a poor credit history, have a higher than average chargeback rate or have been a victim of fraud, have a high transaction size, operate in a high risk location or have experienced bankruptcy. Banks scrutinize your financial risk factors very carefully before setting up a merchant account. One of the most important features of our credit card processing for high risk merchants is our expertise in helping you submit a successful merchant account application.
• New business risk. If you have just opened your doors and have little or no credit history, you may have difficulty establishing a relationship with a financial institution for credit card processing. And, if you are just getting started, we will guide you through the application process and help you establish a merchant account with the most favorable possible terms.